Terms of Service for Greedy

Last updated: October 10, 2025
Owner/Operator: Ondara LLC ("Ondara," "we," "us," or "our")
Address: 55 Pineswamp Rd, Ipswich, MA
Contact: jackson@ondara.io

1. Acceptance of Terms

These Terms of Service (the "Terms") govern your access to and use of Greedy (the "App" or the "Service"). By creating an account or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Service.

2. Eligibility

You must be at least 16 years old to use the Service. The Service is not intended for children under 13, and we do not knowingly collect information from children under 13.

3. How Greedy Works

Greedy is an accountability tool that allows you to create personal contracts tied to a location, a time, and a monetary stake (each a "Contract"). You choose a location and a deadline. Greedy requests background ("Always Allow") location permission to automatically verify whether you arrived at the selected location by the selected time.

  • Pre-authorization & outcome. When you set a stake, we (via Stripe) place a pending authorization/hold for the stake amount on your payment method. If you arrive on time at the specified location, we void/cancel the authorization. If you do not arrive on time, we capture the charge in accordance with your Contract. There is no grace period beyond the specified deadline.

  • Location is required. The Service requires background ("Always Allow") location access to function. If you revoke or deny location permission, key features will not work and we may be unable to verify or enforce your Contracts.

  • Accuracy & limits. Geofencing and device sensors have inherent limitations. Location signals may be inaccurate or delayed due to device settings, connectivity, environmental factors, or OS behavior. You are responsible for ensuring your device is on, has service, and is configured to allow background location for Greedy.

  • Not insurance, gambling, or legal advice. Greedy is not an insurer, a wagering/gambling service, or a provider of legal advice. Greedy supplies a tool to help you self-enforce commitments you create for yourself.

4. Accounts & Security

You are responsible for your account credentials and for all activity under your account. Keep your password secure and notify us promptly of any unauthorized use. We may require identity or ownership verification to resolve disputes or fraud concerns.

5. Payments & Billing

  • Processor. All payments are processed by Stripe. By using the Service, you authorize Ondara and Stripe to place a pending authorization/hold for your selected stakes and to capture the amount if you fail to arrive on time, as defined by your Contract.

  • Authorization clause. You expressly consent and authorize: (i) placement of a pre-authorization hold upon stake setup; (ii) void/cancel of the hold upon timely arrival; and (iii) capture of the amount upon failure to arrive on time.

  • Refunds. Charges captured for missed arrivals are generally final. However, at our discretion, we may issue refunds for verified extenuating circumstances. See Section 6.

  • Chargebacks & disputes. If you initiate a chargeback, you authorize us to provide documentation and to temporarily suspend your account during investigation. You remain responsible for any processor fees, penalties, or negative balances associated with your account activity.

  • Taxes & fees. You are responsible for any applicable taxes. We may pass through payment-processor fees associated with refunds or chargebacks when permitted by law.

6. Outcome Disputes & Extenuating Circumstances

If you believe a captured charge should be reversed due to an extenuating circumstance (for example, a medical emergency or documented service outage that prevented verification), you must contact support at jackson@ondara.io within 72 hours after the event end time and provide supporting documentation (examples include hospital or police reports, airline cancellation notices, outage logs). Examples are illustrative, not exhaustive. We will review in good faith and decide in our discretion. Our decision does not waive your rights under applicable law.

7. User Conduct & Acceptable Use

You agree not to:

  • Use the Service for any illegal, harmful, fraudulent, harassing, or coercive purpose, or to create Contracts that involve illegal or dangerous activities.

  • Use the Service while driving or operating machinery.

  • Trespass or violate others’ rights to attempt to satisfy a Contract.

  • Interfere with or disrupt the Service or networks.

  • Reverse engineer, decompile, or attempt to derive source code, except to the extent permitted by law.

  • Bypass or disable security features, or misrepresent your identity.

  • Spoof, fake, or tamper with location or use tools/APIs to falsify GPS data.

We may investigate and take appropriate action, including suspension or termination.

8. Intellectual Property; License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to install and use the App on devices you own or control and to access the Service for your personal, non-commercial use. We retain all rights, title, and interest in and to the App and Service. You may not copy, modify, distribute, or create derivative works except as expressly permitted.

User Content. To the extent you submit content (e.g., labels for locations), you grant us a limited license to host, use, and display such content solely to operate and improve the Service. You represent you have the rights to submit such content and that it does not infringe others’ rights.

9. Privacy

Our Privacy Policy explains how we collect, use, and share information. By using the Service, you consent to our data practices as described in the Privacy Policy. The Privacy Policy is incorporated into these Terms by reference.

10. Third-Party Services

The Service integrates with third parties such as Stripe and Google Firebase. Your use of third-party services may be subject to their terms and privacy policies. We are not responsible for third-party services.

11. Termination & Suspension

We may suspend or terminate your access to the Service at any time with or without notice if we believe (a) you have violated these Terms or applicable law; (b) there is fraud, chargeback risk, or security concern; or (c) we discontinue the Service. You may delete your account at any time through the App. Upon termination, sections that by their nature should survive (including payment obligations, disclaimers, limitations of liability, indemnities, and dispute provisions) will survive.

12. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ACCURATE, OR ERROR-FREE, OR THAT GEOFENCING OR LOCATION DATA WILL BE PRECISE OR TIMELY.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL ONDARA OR ITS AFFILIATES, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOSS OF PROFITS, GOODWILL, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID TO US FOR THE SERVICE IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO THE CLAIM, OR (B) FIFTY U.S. DOLLARS ($50).

Some jurisdictions do not allow certain limitations; in such cases, the above limitations apply to the fullest extent permitted by law.

14. Indemnification

You agree to indemnify, defend, and hold harmless Ondara and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your use or misuse of the Service; (b) your breach of these Terms; (c) your violation of law or third-party rights; or (d) any location spoofing or attempt to circumvent the Service.

15. Dispute Resolution; Arbitration; Class Action Waiver

Informal Resolution. Before filing a claim, you agree to try to resolve the dispute informally by emailing jackson@ondara.io with "Dispute" in the subject line and a description of your claim. If we cannot resolve it within 30 days, either party may initiate arbitration as described below.

Arbitration. You and Ondara agree to resolve any claim, dispute, or controversy arising out of or relating to these Terms or the Service (collectively, "Disputes") by binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, except that either party may bring an individual action in small claims court in Essex County, Massachusetts (or in your county of residence, if permitted by the court). The Federal Arbitration Act (FAA) governs the interpretation and enforcement of this arbitration agreement.

Class Action/Jury Waiver. Disputes must be brought only in an individual capacity and not as a plaintiff or class member in any purported class or representative proceeding. You waive any right to a jury trial.

Venue & Fees. Unless otherwise agreed, hearings will occur in Essex County, Massachusetts, or by video/teleconference as the arbitrator permits. The AAA rules govern fee allocation, subject to applicable law and the arbitrator’s authority to award fees and costs.

Time Limit. Any claim must be filed within one (1) year of the event giving rise to the claim, or be forever barred, to the extent permitted by law.

16. Governing Law & Venue

These Terms are governed by the laws of the Commonwealth of Massachusetts, without regard to its conflict of laws rules, except that the FAA governs the arbitration agreement in Section 15. Subject to Section 15, the exclusive jurisdiction and venue for any non-arbitrable claims will be the state and federal courts located in Essex County, Massachusetts.

17. Electronic Communications & E-SIGN Consent

You consent to receive communications from us electronically, including emails, in-app messages, and notices posted in the App. You agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communications be in writing.

18. Changes to the Service or Terms

We may modify the Service and these Terms. If we make material changes, we will provide notice (e.g., in-app or email) and update the "Last updated" date. Your continued use after changes become effective constitutes acceptance of the new Terms.

19. Miscellaneous

Severability. If any provision is found unenforceable, it will be modified to the minimum extent necessary, and the remainder will remain in effect.
Assignment. You may not assign these Terms without our consent. We may assign them in connection with a merger, acquisition, or sale of assets.
Force Majeure. We are not liable for delays or failures due to causes beyond our reasonable control.
Entire Agreement. These Terms, together with the Privacy Policy and any applicable supplemental terms, constitute the entire agreement between you and us regarding the Service.
No Waiver. Our failure to enforce a provision is not a waiver of our right to do so later.
Headings. Headings are for convenience only.

Contact
Ondara LLC
55 Pineswamp Rd, Ipswich, MA
jackson@ondara.io